Your Mortgage Search Ends Here
Apply for a free, no-obligation quote from Mortgage Foundation
Mortgage Foundation offers the best interest rates on mortgages
with outstanding customer service to give you a pleasant
experience with your refinance, home equity loan, or new home purchase.

That is the Mortgage Foundation difference.

Give us a chance to prove it to you by clicking "Get Started"
Start

Mortgage Interest Rates

QUESTION: Is there any bigger factor in the quality of the home loan you receive than the mortgage interest rates it carries?
ANSWER: No.

When you set out to buy a home, chances are you are going to need a fairly sizable loan in order to do it. With that mortgage will come interest. A lot of it. A loan of the size we are talking about — the average home in the U.S. comes in at around $200K, so you do the math (using a mortgage calculator, perhaps) — will mean hefty bills at the end of each month. Are you prepared for that?

The best way to get prepared is to make sure the mortgage rates you qualify for are the lowest possible. Think about it for a moment. Even the slightest of drops in the mortgage interest rates you get from your lender could mean $50-100 a month in savings — and if your home loan is of the 15-30 year variety, think about how much money that will turn into in savings!

The best way to lower mortgage interest rates is by having good credit.

Sure, there are ways to reduce the rates such as dabbling in ARMs and other options that give you low introductory figures. But by having good credit, you can ensure low home mortgage rates for the life of your loan — not just in the interim. Your mortgage is your biggest investment, and deserves to be treated as a long-term work in progress. It’s not going away any time soon, so it pays to be careful!

Mortgage Interest Rates: Know the Facts, and How to Lower Yours!

A good credit rating shows the lender that you are worth trusting, and qualifies you for the best mortgage interest rates on the market. Bad credit, or the lack of a proven ability to manage debt, proves quite the opposite. The mortgage rates you receive are the most important component in what you pay for your house. Do not take them lightly — and keep your eye on the market, because they are always changing!

Federal regualtors don’t control mortgage interest rates, but have a big stake — and considerable influence — in what direction they go in.

If the economy is booming, mortgage interest rates are likely to remain low, as the Fed wants to spur home buying. As market conditions decline, rates may do so also. In a sense, it is extremely hard to “time” the market or the rates you receive. But it pays to understand what is happening around you, as you may decide it is time for mortgage refinancing or an entirely new loan altogether.

Talk to our brokers for expert advice on how to get the lowest mortgage interest rates. We’re here to help you and standing by, 24-7!